Schools Platinum Rewards Visa® — Rates as low as 8.99% APR.1

Earn points on every purchase, and you choose how to use your points for travel, merchandise, gift cards and more!

  • Earn one point per dollar spent on eligible2 purchases. Click here to see just a few examples.
  • FEE-FREE balance transfers
  • 24-hour account access
  • Travel accident insurance
  • No annual fee

We have the most flexible rewards program anywhere. Apply today!

  • Sign in to SchoolsOnlineSM and click the Apply for a Loan tab.
  • Call 916-569-5400 (Sacramento area) or 800-962-0990.
  • Visit any Schools branch.

Visa Credit Card Rates & Information

1 APR = Annual Percentage Rate. APR is determined on the first Tuesday of each month by adding a variable Index in effect on the first Tuesday of the prior month to a Margin. The Index is the Prime Rate published in the print edition of The Wall Street Journal on the first Tuesday of the month preceding the month in which the change takes effect. Variable APRs are based on the 3.25% Prime Rate published on April 1, 2014.
2 These transactions are not considered eligible purchases: tax payments, unauthorized charges, cash advances, convenience checks, balance transfers and card-related charges (late fees, finance charges, etc.)