Used Vehicle Loans — Up to 151 Years Old
Financing for used vehicles is available up to 120% of Retail Blue Book value plus GAP waiver ($900 max) and cancelable products2 (up to $3,500 or 15% Retail Blue Book whichever is greater, $8,000 Max). Refinances up to 120% of Retail Blue Book value plus GAP waiver. Amount financed is based on creditworthiness. GAP is not required.
|Term||80% High Blue Book Rate||100% High Blue Book Rate|
|0-48 months||As low as 2.39% APR3||As low as 2.39% APR|
|49-66 months||As low as 2.49% APR||As low as 2.49% APR|
As low as 2.59% APR
|As low as 2.59% APR|
|73-84 months||As low as 2.99% APR||As low as 2.99% APR|
1 Rates for cars, trucks, vans and sports utility vehicles with model years 2001 through 2005 will be priced at current Signature Loan rates (7.99% - 13.90%). The maximum term for a vehicle older than 10 years is 66 months.
2 Cancelable products would include warranty and/or prepaid maintenance, up to $3,500 or 15% Retail Blue Book whichever is greater, $8,000 max.
3 APR=Annual Percentage Rate. Your interest rate will be determined by the amount financed, loan term and your credit history.
Representative Example: A $15,000, 48-month loan at 2.39% APR and 100% financing, would require 47 payments of $327.99 with one final payment of $327.89.