Account Access

Account Access

No matter where you are, we have you covered.

You have loads of options to access your accounts day or night, from anywhere in the world. Do it yourself with online banking, Mobile Banking, Schools Debit and ATM Cards and branches, or let us do it for you with direct deposit, payroll deduction and automatic transfer.


Our online banking platform is the heart of self-service account access. You can perform almost any transaction online that you can in a branch, plus you have access to FREE BillPay, eStatements, Alerts and more. Access your accounts anytime, anywhere from your computer or mobile device. Learn more.

Mobile Banking

Sign in to your accounts securely with your fingerprint  or Face ID on enabled devices! Use your Apple® or Android device to deposit checks, transfer money, pay bills, check balances and more. Download the FREE app from the App Store or Google Play and enroll right from your device. Learn more about Mobile Banking.

Schools Debit Card

Make purchases from your Schools Checking account or use an ATM with the Schools Debit Card. Use your card for PIN-based transactions or signature transactions everywhere Visa® is accepted. The chip card feature will allow you to make the most secure in-store purchases. Add to that Visa Purchase Alerts — a text or email notification each time your card is used for a Visa debit transaction — and you have even more security. Learn more about purchase alerts. If you need a new or replacement debit card, you can order one over the phone or visit any branch and receive an instant-issue debit card.

Schools ATM Card

Use the Schools ATM Card to make deposits, withdrawals and transfers to and from your Schools Savings account at any CO-OP ATM.

CO-OP Network of ATMs

Access your accounts at more ATMs than most major banks! Use your Schools Debit Card or ATM Card FEE-FREE at 28,000 CO-OP ATMs nationwide. Learn more about the CO-OP Network.

Audio Teller

Check balances, transfer funds, make loan payments and more by phone. Call 916.569.5400 or 800.962.0990 and dial 3. Learn more about Audio Teller.


Direct Deposit

Direct deposit is the safest and fastest method of receiving your paycheck, Social Security or retirement check into your Schools Checking or Savings account each payday. Complete the authorization form and attach a voided check — or use Schools Financial’s routing number and your complete account number — and give the form to your employer or other entity.

Payroll Deduction

Take a portion of your monthly paycheck and have it automatically deposited to your Schools Financial account(s). Obtain a Payroll Deduction Authorization at any Schools Financial branch, complete it and provide it to your employer.