Financial Education

Education Center

Education Center

Schools Financial, a division of SchoolsFirst Federal Credit Union, was founded by educators with an affinity to help others — a tradition we have upheld since 1933.

For savvy savers
Read our financial articles for tips on everything from buying an RV to finding one of 30,000 FEE-FREE ATMs.

For educators
Our custom-designed package, Educator Rewards,SM gives teachers and educational employees extra perks, special loans and discounts to help in and out of the classroom.
 


 

Educator RewardsSM

Having served school employees since 1933, we understand their unique needs to help them better serve our children and our community.

  • Discounted equity loans and lines of credit with 0.25% off the approved rate when payments are automatically transferred from a Schools Checking account
  • FREE box of Schools Custom checks per year
  • Administrator Credential Loan1
  • No-Interest Classroom Supplies Loan2
  • Teacher Certification Loan3
  • Teacher Relocation Loan4
  • Educational Employee Mortgage Loan5

1 Available to educators with a personalized acceptance letter from participating Offices of Education. Ask for details.
2 Available to certificated employees only.
3 Available to certificated employees who qualify for the National Board for Professional Teaching Standards (NBPTS) test only. Subject to Credit Union policies and procedures.
4 Available to certificated employees only. Must provide proof of a signed contract with a school in Schools Financial’s field of membership.
5 Available to teachers, administrators, classified staff, district employees, Department of Education employees and government-sponsored educational program employees.

Financial Articles

Financial Articles

Advantages for Using Digital Wallet Services.

Advantages for Using Digital Wallet Services.

They're quick, secure and easy.

Digital WalletAdvantages for Using Digital Wallet Services.

Building a Nest Egg

Building a Nest Egg

Tips to build your savings and keep it there.

Build a Nest EggBuilding a Nest Egg

Buying a vehicle?

Buying a vehicle?

What you need to know to make a smart car-buying decision.

Car Buying TipsBuying a vehicle?

Car Buying? Check Out Auto Rebates and Incentives

Car Buying? Check Out Auto Rebates and Incentives

Ways to drive home a bargain on one of your biggest purchases.

Auto RebatesCar Buying? Check Out Auto Rebates and Incentives

Certificates Are Making a Comeback

Certificates Are Making a Comeback

Save money for a predetermined amount of time at a usually higher rate.

CertificatesCertificates Are Making a Comeback

CO-OP Network of ATMs

CO-OP Network of ATMs

FEE-FREE access to more than 30,000 ATMs.

Find ATMCO-OP Network of ATMs

Choosing the Right RV

Choosing the Right RV

Everything you need to know.

RVsChoosing the Right RV

Consolidate & Save

Consolidate & Save

Read these tips before you plan your next vacation.

Save NowConsolidate & Save

Five Reasons December Is the Best Time to Buy a Car

Five Reasons December Is the Best Time to Buy a Car

Get the best deal.

December DealsFive Reasons December Is the Best Time to Buy a Car

Home Buying Tips

Home Buying Tips

Read these tips before you begin your journey to home ownership.

Read the TipsHome Buying Tips

How to Afford College

How to Afford College

It's never too soon to start planning for college expenses.

College TipsHow to Afford College

How to Buy a Car During COVID-19

How to Buy a Car During COVID-19

Tips for car buying during this unprecedented time.

Read How ToHow to Buy a Car During COVID-19

Retirement Advice

Retirement Advice

Easing into your next chapter.

Read AdviceRetirement Advice

Safeguard Your Finances

Safeguard Your Finances

Beware of common pitfalls and scams.

Safeguard NowSafeguard Your Finances

Safety at the ATM

Safety at the ATM

Practice ATM and debit card safety.

ATM Safety TipsSafety at the ATM

Teens & Saving

Teens & Saving

What they need to know to promote healthy saving habits.

Teen Saving InfoTeens & Saving

The Benefits of Credit Union Membership

The Benefits of Credit Union Membership

What you should know.

Membership BenefitsThe Benefits of Credit Union Membership

Tips for Successful Budgeting

Tips for Successful Budgeting

It's not fun, but it's necessary.

Budget TipsTips for Successful Budgeting

Top-3 Home Improvements

Top-3 Home Improvements

Make the most of your equity with the top improvements in our area.

Top ImprovementsTop-3 Home Improvements

Top Reasons to Go Paperless

Top Reasons to Go Paperless

Less paper gives you more.

Go PaperlessTop Reasons to Go Paperless

Top-3 Reasons to Use Mobile Banking

Top-3 Reasons to Use Mobile Banking

Secure, fast & FREE

Top ReasonsTop-3 Reasons to Use Mobile Banking

Travel Tips

Travel Tips

Read this article before planning your next vacation.

Travel TipsTravel Tips

What's the Right Emergency Fund Amount?

What's the Right Emergency Fund Amount?

Is 3 to 6 months enough?

Determine AmountWhat's the Right Emergency Fund Amount?