The Benefits of Credit Union Membership

The Benefits of Credit Union Membership

If you’re unsure whether to join a credit union versus a bank, compare what we offer and at what cost.

  • Credit unions are nonprofit organizations owned by their members. Our earnings are returned to members in the form of higher savings rates, lower loan rates and lower fees for services. The more you take advantage of what a credit union has to offer, the more you save! 
     
  • Credit unions offer most products and services big banks do — mortgage loans, auto loans, credit cards, deposit accounts, online and mobile banking and bill pay — only we offer them for less. 
     
  • Credit unions offer exceptional customer service. Rather than a number, you are an owner who we listen to. On a scale of 1 to 5, with 5 being excellent, Schools Financial Members have rated us 4.73. 
     
  • Credit unions have more ATMs, with 30,000 CO-OP Network ATMs.